Capital One 360 Bank Review: Almost the Best Bank in 2023

I've been a Capital One 360 customer for over a decate. It was my first online bank account and to this day it still remains one of the best banks in 2023.



  • Can earn higher interest on checking with SoFi, 2.50% with direct deposit and 1.20% without direct deposit.
  • Decent, but not great interest on savings, the best high yield savings accounts are currently paying over 4.00%.

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