Best Cash Back Credit Cards 2023

If you're looking to earn cash back on your spending, with the right cash back credit cards you can earn 2% to 6% cash back on all of your spending.

Citi Custom Cash

Earn 5% cash back in your top spending category on up to $500 per month, 1% cash back on all other purchase.
Welcome bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months.
0% APR for 15 months on purchases and balance transfers.
No annual fee.
You actually earn Citi ThankYou Points, if you have the Citi Premier card, you can also transfer your points to travel partners potentially earning you higher than 5% and 1% cash back on your spending with the Citi Custom Cash.

Earn unlimited 3% cash back on restaurants, travel, transit, gas, streaming services, phone plans.
Welcome bonus: Earn 20,000 bonus points ($200) when you spend $1,000 in the first 3 months.
0% APR on purchases for the first 12 months.
No annual fee.

Earn 6% cash back on groceries on up to $6,000 per year, 6% cash back on streaming, 3% cash back at gas stations and on public transit.
Welcome bonus: Earn $250 after you spend $3,000 within the first 6 months
0% APR on purchases and balance transfers for the first 12 months.
$95 annual fee, waived for the first year.

Earn 5% cash back on two categories of your choice per quarter on up to $2,000 of spending. Category options: TV, internet & streaming, fast food, cell phone providers, department stores, clothing stores, electronic stores, sporting goods stores, furniture stores or ground transportation. 2% cash back on one category: groceries, gas/EV charging, or restaurants. 1% cash back on all other purchases.
Welcome bonus: $200 bonus after spending $1,000 within the first 120 days
0% APR on purchases and balance transfers for the first 15 months
No annual fee.

Earn unlimited 3% cash bank on dining, entertainment, popular streaming services and at grocery stores. Earn 1% cash back on all other spending.
Welcome bonus: $200 after spending $500 in the first 3 months.
0% APR for the first 15 months on both purchases and balance transfers
If you have a Capital One Venture, VentureX or VentureOne, you can transfer your cash back points to travel partners, potentially earning higher than 3% or 1% cash back on your spending.
No annual fee.

Earn 5% cash back on rotating quarterly categories like gas stations, grocery stores and select online merchants on up to $1,500 per quarter.
Earn 5% on travel purchased through Chase Ultimate Rewards. Earn 3% on dining at restaurants, including takeout and eligible delivery services. Earn 3% on drugstore purchases. Earn 1% on all other spending.
Welcome bonuses: Earn $200 after you spend $500 in the first 3 months Also, earn 5% cash back on grocery store purchases on up to $12,000 of spending during the first year.
0% APR on purchases and balance transfers for the first 15 months.
No annual fee.