Over the last year, Chime Bank has not kept up with other online banks.
Chime is currently offering 2.00% APY on its savings account when the best high yield savings accounts are offering around 4.00% APY.
Many banks pay interest on checking account balances when Chime doesn't pay interest on it's checking account.
Here are the best online banks like Chime in 2023:
SoFi Checking & Savings
- Savings account: Earn 3.75% with direct deposit, 1.2% without direct deposit.
- Checking account: Earn 2.505 with direct deposit, 1.20% without direct deposit.
- Earn up to $275 sign up bonus with direct deposit when signing up with a referral link. (my referral link)
Read more: SoFi Bank Review 2023
Capital One 360
- Earn 3.40% on savings accounts
- Earn 0.10% on checking account
- Free cash deposit at CVS.
- Use Zelle to easily send and receive payments for free.
Read more: Capital One 360 Bank Review 2023
Ally Bank
Read More: Ally Bank Review 2023
Current Bank
Read more: Current Bank Review 2023
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Chime Bank Review 2023